A Chapter 13 bankruptcy attorney can help you get the debt relief you need on your terms. There are many different types of bankruptcy and understanding Chapter 13 can help you to determine if this type of bankruptcy is right for you. Although some people stay away from this form of debt relief, there are many benefits to avail of from this legal way to manage overwhelming debt. The key is to make the first step by working directly with a Chapter 13 bankruptcy attorney who can offer much needed assistance.
Filing with a Chapter 13 bankruptcy attorney
If you are considering bankruptcy, there are two types of consumer bankruptcy which include Chapter 7 and Chapter 13. In the event that you do not qualify for Chapter 7 bankruptcy through the means test, you will need to file with a Chapter 13 bankruptcy attorney. Your attorney offers complete assistance from start to finish and they will explain every aspect of the bankruptcy process. In addition, they will make certain that your application is filled out correctly and that all the pieces are in place so that you have the best opportunity for a positive outcome.
Setting up a debt repayment plan
With Chapter 13 bankruptcy, it will be necessary to set up a debt repayment plan. The bankruptcy court will also make the creditor take credit counseling classes at the end of which a certificate will be issued. This certificate must be presented as well as proof of a debt repayment plan. Your Chapter 13 bankruptcy attorney can help with all of the needed details to ensure your application is put through correctly. This is one of the advantages to working with a professional because you will have complete assurance that everything is the way it needs to be. Click here to know more.
Benefits of Chapter 13
Your Chapter 13 bankruptcy attorney will explain the benefits and advantages of filing for Chapter 13 bankruptcy. These include getting rid of 2nd and 3rd mortgage liens as well as putting a stop to asset repossession. If you have doubts about what can be done with Chapter 13 bankruptcy, your Chapter 13 bankruptcy attorney can provide all of the answers to your questions.
Attorney Courtney & Mann LLP provides trusted representation for clients in Wetumpka, AL needing to consult with a Chapter 7 bankruptcy attorney or Chapter 13 bankruptcy attorney.